Brokers using MTE can now access Ipswich Building Society’s industry-leading mortgages.
The mutual lender, which does not credit score and individually underwrites all cases, is particularly strong in shared ownership and self-certification. On shared ownership, mortgages are available to 100%LTV of share, there is free completion and zero ERCs.
For self-certification, the society offers income multiples of 4.5x single and 3.75x joint with zero ERC. And, on buy-to-let, no minimum income is required and there is no minimum valuation.
Ipswich prides itself on its flexible criteria, which includes flats over shops, former local authority houses, agricultural restrictions and 'flying' freeholds.