FOR THE USE OF MORTGAGE INTERMEDIAIRES AND OTHER PROFFESSIONALS ONLY
Bank of Scotland is proud to support the
Mortgage Trading Exchange (mte)
where every aspect of the online service is geared towards making mortgage processing as simple and
quick as possible for intermediaries.
You can experience the benefits of Bank of Scotland's online service through
mte,
the UK's common electronic trading platform.
Bank of Scotland Mortgages is live on mte with the following:
- Decision in Principle (DIP)
- Full Application
- Key Facts Illustration (KFI)
WHY CHOOSE BANK OF SCOTLAND MORTGAGES?
At Bank of Scotland Mortgages we have been providing mortgages for clients with unusual or
complex circumstances for over 25 Years.
EXTENSIVE RANGE
We offer products for Mainstream, Self-Cert, Buy-to-Let and Large Loan customers.
So there’s no need to go any further than BoS, whatever your clients’ circumstances.
"We offer true Self-Cert to 90% LTV and require no proof of income or trading period.
PLUS our new criteria on BTL means your clients can build a portfolio of up to £10 million"
Peter Curran - Head of Distribution
UNIQUE PRODUCT OFFERINGS
Our flexible product, Personal Choice is unique to the market. Launched in 1996 it was the
first flexible product on the market and is still one of the most popular.
With Personal Choice your client receives a cheque book to drawdown an automatic 5%
credit limit at any time. Plus clients can re-draw any overpayments and funds from a
pre-set credit limit / LTV.
RELATIONSHIPS
At BoS service is a top priority and our experienced Development Managers and Relationship
Teams boast working relationships that go back years. Our teams are there to make sure your experience
with BoS is positive from start to finish. Our teams are always on hand to answer any questions
and keep you up to date with product developments and changes.
PREMIER TEAM
As the UK’s leading lender for high net worth and complex cases our expert
team can look after your large Self-Cert and Buy-to-Let cases, Buy-to-Let portfolios as
well as full status large loans.
Based in Edinburgh our team of experts mean your most valuable clients are treated with the
exceptional service they expect. Our team offers efficient full case management,
personal expert attention, flexible underwriting and of course competitive rates.
ONLINE SYSTEM
With a 5 Star Gold Technology Service award for E-Service we have built an online
system that gives you the best of both worlds – the speed and convenience of an online
application, plus the product range and flexibility you are used to experiencing from Bank of Scotland.
FLEXIBILITY
We look at your clients’ financial circumstances as a whole and consider each case on
its own merits, so you are always guaranteed flexible underwriting. Your clients are also able to
tailor their payments to suit them, with regular or lump sum overpayments, underpayments and
payment holidays as well as capital raising for any legal purpose including business purposes.
GET IN TOUCH AND DO BUSINESS WITH BOS
If you are not in touch with a Bank of Scotland Business Development Manager please
contact our central number:
0845 306 0031 or see our web site to find the Development Manager in your area.
For more information on our Premier Team call:
0131 452 3645 or EMAIL:
bospremierteam@bankofscotland.co.uk
FOR MORE INFORMATION VISIT:
www.bankofscotland.co.uk/intermediary
If you do not have professional experience, you should not rely on the
information contained in this communication. If you are a professional and you
reproduce any part of the information contained in this communication, to be
used with or to advise private clients, you must ensure it conforms to the Financial
Services Authority’s advising and selling rules.